Divorce Sales & Loan Modifications | Real Estate Solutions

Real Estate Professionals Committed to Turning Dreams into Reality

At Freehold Realty Advisors, we specialize in providing innovative and personalized solutions for homeowners facing foreclosure. Our expert advisors work diligently to offer alternatives that help you maintain your home and secure your financial future. We are committed to finding the best path forward for you and your family. Let us guide you through these challenging times with compassion, expertise, and effective solutions.

Our Services

Estate Sales

Simplifying the Process of Selling Inherited Property

Handling the sale of inherited property involves significant paperwork and potential expenses. Our team at Freehold Realty Advisors is here to simplify the process. We provide expert guidance and support to ensure a smooth transaction, helping you avoid unnecessary legal fees and achieve a swift closing.

Divorce Property Sales

Streamlining Property Sales During Divorce

Navigating the sale of property during a divorce can be challenging. At Freehold Realty Advisors, we provide the expertise and support needed to streamline the process. We aim to help you sell your property swiftly and avoid the high costs associated with brokers and legal fees, ensuring a smooth transition during this difficult time.

Loan Modification

Helping You Modify Your Loan Terms

If you’re struggling with mortgage payments, a loan modification can change the original terms of your mortgage, making it more manageable. At Freehold Realty Advisors, we provide the support and expertise needed to guide you through this process, helping you retain your home and avoid the threat of foreclosure. Our team is dedicated to finding the best solution for your financial situation.

Short Sale Negotiationseast

Short Sale Negotiations

Expert Short Sale Negotiation Services

When a loan modification isn’t an option, selling your house through a short sale can be a viable solution. Freehold Realty Advisors specializes in negotiating short sales, helping you avoid foreclosure and move forward without personal liabilities. Our experienced team will work with your lender to secure a deficiency waiver, ensuring a smooth and stress-free process.

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My husband and I were facing foreclosure, and we didn’t know where to turn. Working with Freehold Realty Advisors was a game-changer. They patiently guided us through every step, from understanding our options to negotiating with our lender. Thanks to their expertise, we were able to stay in our home and avoid foreclosure. We couldn’t have done it without them...

1. What is foreclosure?

• Foreclosure is the legal process by which a lender takes back property after the homeowner fails to make required mortgage payments. It can result in the homeowner losing their home.

2. How can Freehold Advisor help me avoid foreclosure?

• Freehold Advisor provides expert guidance and support to help you explore all available options to avoid foreclosure. We assist with loan modifications, refinancing, negotiating with lenders, and more.

3. What is a loan modification?

• A loan modification involves changing the terms of your existing mortgage to make it more affordable. This can include lowering the interest rate, extending the loan term, or reducing the principal balance.

4. Can I still keep my home if I am already in foreclosure?

• Yes, it is possible to keep your home even if you are already in foreclosure. With timely intervention and the right strategy, we can help negotiate with your lender to stop the foreclosure process.

5. What should I do if I receive a foreclosure notice?

• If you receive a foreclosure notice, contact us immediately. The sooner we start working on your case, the more options we will have to help you avoid foreclosure.

6. Are there government programs available to help homeowners facing foreclosure?

• Yes, there are several government programs designed to assist homeowners in financial distress. We can help you determine if you qualify for any of these programs and guide you through the application process.

7. How does a short sale work?

• A short sale involves selling your home for less than the amount owed on the mortgage with the lender’s approval. This can be a viable alternative to foreclosure and can minimize damage to your credit score.

8. What is the impact of foreclosure on my credit score?

• Foreclosure can significantly impact your credit score, often lowering it by 200-300 points. This can affect your ability to obtain future credit, rent an apartment, or even get a job. Avoiding foreclosure through other options can help mitigate this impact.

9. How long does the foreclosure process take?

• The foreclosure process timeline can vary by state and lender, but it typically takes several months to a year from the first missed payment to the sale of the property.

10. How can I get started with Freehold Advisor?

• Getting started is easy. Contact us through our website, call us, or visit our office for a free consultation. We will review your situation and provide you with a personalized plan to avoid foreclosure and stay in your home.